UK’s Savile abused hundreds over six decades: report






LONDON (Reuters) – The late British TV presenter Jimmy Savile physically abused hundreds of people over six decades, according to a police-led report on Friday which said he carried out attacks at the BBC and at hospitals where he did voluntary work.


Of his victims, 73 percent were under 18 and 82 percent were female. The oldest was 47 and the youngest just 8.






“Savile’s offending footprint was vast, predatory and opportunistic,” Commander Peter Spindler told reporters.


Savile, one of the BBC’s biggest stars of the 1970s and 80s received a knighthood from Queen Elizabeth for charity work. He died in 2011, aged 84, a year before allegations about his abusive behavior emerged in a TV documentary.


Friday’s report said he had committed 214 criminal offences including 34 rapes or serious sexual assaults across the country.


His offending first occurred in 1955 in the northern English city of Manchester and the last attack was in 2009, the report said. He abused people at the BBC from 1965 including in 2006 at the last recording of popular weekly show Top of the Pops.


He also targeted people at hospitals over 30 years from 1965, including at the renowned Great Ormond Street children’s hospital in London.


“It is now clear that Savile was hiding in plain sight and using his celebrity status and fund-raising activity to gain uncontrolled access to vulnerable people across six decades,” the report said.


In all, 600 people had come forward to police with information of which 450 related to Savile.


The report, issued jointly by London police and the NSPCC children’s charity, said it was likely there would be more victims who did not feel able to come forward.


Friday’s report is one of 14 launched since the allegations about Savile emerged, including four at the BBC.


The revelations about Savile plunged the BBC into weeks of turmoil and led to resignation of the publicly funded broadcaster’s director general just 54 days into his job.


OTHER STARS QUESTIONED


Detectives have also been looking into allegations against Savile acting with others and into related sex crimes which had no direct link to Savile.


They have since questioned 10 men, including Jim Davidson, a comedian who hosted prime time shows on the BBC in the 1990s, former BBC radio DJ Dave Lee Travis, and Max Clifford, Britain’s most high-profile celebrity publicist.


They all deny any wrongdoing.


A one-time professional wrestler, Savile became famous as a pioneering DJ in the 1960s before becoming a regular fixture on TV hosting prime-time pop and children’s shows until the 1990s.


He also ran about 200 marathons for charity, raising tens of millions of pounds for hospitals, leading some to give him keys to rooms where victims now allege they were abused.


While many colleagues and viewers thought the cigar-chomping Savile was weird, with his long blonde hair, penchant for garish outfits and flashy jewellery, he was considered a “national treasure”, honored not just by the queen but also by the late Pope John Paul II who made him a papal knight in 1990.


Despite rumors and suspicions, his sex crimes only came to light when rival broadcaster ITV aired allegations against him.


That prompted allegations the BBC had covered up allegations of sex abuse after it was revealed it had dropped its own expose shortly after Savile’s death and had run tribute shows about him instead.


A lengthy report last month cleared of the BBC of any cover-up but said it had missed numerous warnings and proved incapable of dealing with the scandal when it finally broke.


(Reporting by Michael Holden; editing by Stephen Addison)


Celebrity News Headlines – Yahoo! News





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Parental Consent Rule May Proceed for a Circumcision Ritual, a Judge Says





New York City health officials may proceed temporarily with a plan to require parental consent before an infant may undergo a particular Jewish circumcision ritual, a federal judge ruled Thursday.




City officials say 12 cases of herpes simplex virus have likely resulted from the procedure, known as metzitzah b’peh, since 2000, including one Brooklyn case reported this week. Two infants died, and two suffered permanent brain damage. Most Jews no longer practice metzitzah b’peh, in which the circumciser uses his mouth to suck blood from the wound, but it remains common among some ultra-Orthodox communities.


Citing the risk of infection, health officials in September introduced a regulation that would require parents to provide written consent stating that they were aware of the health risks.


But the Central Rabbinical Congress of the United States and Canada, Agudath Israel of America, and the International Bris Association sued in October to stop the rule from taking effect, calling it an infringement of their constitutional rights. They also denied the procedure posed a risk and asked a federal court to put the rule on hold while the litigation proceeded.


In denying the request for a preliminary injunction, Judge Naomi Reice Buchwald of the United States District Court for the Southern District wrote that the risks were clear.


“In light of the quality of the evidence presented in support of the regulation, we conclude that a continued injunction against enforcement of the regulation would not serve the public interest,” she wrote.


City lawyers said they were gratified by the ruling, but Andrew Moesel, a spokesman for the plaintiffs, said the groups would appeal. “We continue to believe that this case is a wrongful and unnecessary intrusion into the rights of freedom of religion and speech,” he said.


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Japan Approves $116 Billion for Urgent Economic Stimulus


TOKYO — The Japanese government approved emergency stimulus spending of ¥10.3 trillion Friday, part of an aggressive push by Prime Minister Shinzo Abe to kick-start growth in a long-moribund economy.


Mr. Abe also reiterated his desire for the Japanese central bank to make a firmer commitment to stopping deflation by pumping more money into the economy, which the prime minister has said is crucial to getting businesses to invest and consumers to spend.


“We will put an end to this shrinking and aim to build a stronger economy where earnings and incomes can grow,” Mr. Abe said. “For that, the government must first take the initiative to create demand and boost the entire economy.”


Under the plan, the Japanese government will spend $116 billion on public works and disaster mitigation projects, subsidies for companies that invest in new technology and financial aid to small businesses.


Through these measures, the government will seek to raise real economic growth 2 percentage points and add 600,000 jobs to the economy, Mr. Abe said. The package announced Friday amounts to one of the largest spending plans in Japanese history, he said.


By simply talking about stimulus measures, Mr. Abe, who took office late last month, has already driven down the value of the yen, much to the relief of Japanese exporters, whose competitiveness benefits from a weaker currency. In response, Tokyo stocks have rallied.


But the government’s promises to spend its way out of economic stagnation also raise concerns about public debt, which has already mushroomed to twice the size of the Japanese economy and is the largest in the industrialized world.


At the root of Japan’s debt problems was a similar attempt in the 1990s by Mr. Abe’s Liberal Democratic Party to stimulate economic growth through government spending on extensive public works projects across the country. The effort did little to bring growth to the wider economy.


On Friday, Mr. Abe said that the spending this time around would be better focused to bring about growth through investment in innovation. He said the government would also invest in measures that would help mitigate the decline in the Japanese population by encouraging families to have more children.


“To grow in a sustainable way, we must help create a virtuous cycle where companies actively borrow and invest, and in so doing raise employment and incomes,” Mr. Abe said.


“For that, it is extremely important that we adopt a growth strategy that gives everyone solid hope that the future of the Japanese economy lies in growth.”


Mr. Abe has assembled two panels of chief executives and academics, including Hiroshi Mikitani, chief executive of a major e-commerce company and a harsh critic of the old guard of economic policy makers, and Heizo Takenaka, a former economy minister and outspoken academic known for his disdain of pork-barrel spending.


Meanwhile, a more aggressive monetary policy designed to beat deflation could fall into place when the Bank of Japan’s board meets Jan. 20-21 for its monthly review.


Mr. Abe has leaned on Japan’s central bankers — whom he has criticized as too cautious — to commit to an inflation rate of at least 2 percent, which would help convince businesses that Japan would not arbitrarily reverse course on its easy money policy. For more than a decade, the rate of inflation has been flat or negative, reflecting languishing personal incomes and corporate profits.


Some at the central bank, still wary of the tremendous asset bubble that loose monetary policy set off in the late 1980s, have warned of the dangers of stoking inflation. The Bank of Japan’s governor, Masaaki Shirakawa, has also bristled at the idea of bankrolling public spending by buying more government bonds.


With its benchmark interest rate already near zero, the bank has few options left, other than to buy up government bonds and other financial assets if it is to inject money into the economy.


In an interview with the Nikkei business daily published Friday, Mr. Abe said he would seek in writing an agreement from the bank to pursue a target of 2 percent inflation, though he said the agreement would not set a deadline. He also said the bank should consider policies that would increase employment as much as possible.


Mr. Abe said that he hoped to pick as Mr. Shirakawa’s successor someone who shared the government’s position on inflation and employment, according to the interview. The central bank governor’s term runs out in April.


Hajime Takada, chief economist at the Mizuho Research Institute, said in a note to clients Friday that there were still too many unknowns to assess the effectiveness of Mr. Abe’s economic push.


But by setting a clearly pro-business policy agenda, Mr. Abe has started to change the mind-set of investors and corporations who had all but given up on growth — and for that, the new prime minister scores high, Mr. Takada said.


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Stranded Motorist Photos Are Metaphor for Hurricanes, Recession and Loneliness



If you’re ever broken down on the side of an American highway and a woman with a light meter around her neck stops her car and approaches you, don’t be afraid. She’s not there to rob or hurt you.


It’s just Amy Stein, and all she wants to do is take your picture for her portrait series, Stranded. It might be a little awkward at first, but you’ll quickly see she’s chatty, friendly and not only carries a camera, but also a set of jumper cables, a jack, water and snacks.


For nearly a decade now, Stein has been traversing the country helping and photographing motorists. The project, as interesting as it is just as a concept, is not just about people stuck in shitty situations. Motorists for Stein are a stand-in for something larger.


“To me it’s a metaphor for what’s been happening across the country,” she says.


The project was originally conceived back in 2005 right after Hurricane Katrina hit. At the time Stein was in graduate school and had been told by a professor that she should get down to New Orleans to document the event. But instead of trying to document things like everyone else, she came up with Stranded.


At the time she was working on another project that took her from her home in New York City to Pennsylvania several times a week. With Katrina floating around in her head, she started noticing stranded motorists and quickly made the comparison. Like the residents of New Orleans, these drivers were experiencing hardship and watching as the world zoomed by.


“It became about being left behind,” she says.


Since Katrina, the project for Stein has grown to represent any number of situations facing the country. The recession, for example, with so many people sidetracked or flat-out ruined by job loss and foreclosures.


“I think there is this general post-Katrina malaise that continues to affect the country,” she says.


Back in 2008 she thought the project might have been over with the election of President Obama because he was an enormous morale boost and everyone hoped for a quick economic recovery. When things didn’t turn out quite as expected, the project went on.


For Stein, Stranded also relates to the isolation in people’s private lives. That’s why she carries water and other supplies – she doesn’t want to exacerbate the drivers’ vulnerability by taking their picture and leaving. She wants to help.


Driving for hours along desolate freeways without finding anyone to photograph gives Stein an empathy for her subjects. It can be downright depressing.


“It can become psychologically quite heavy,” she says. “It zens you out in terms or trying to control the project.”


The encounters are always unpredictable. In West Virginia Stein spotted a group of guys in orange climbing over the hill with guns while their friend stayed behind to fix the truck. The man doing the work — Gary — said his friends figured they might as well get some hunting in while they waited. He agreed to have his picture taken, but only if he could have his hunting mask on.


Then there was the time when Stein and her husband, who accompanies her sometimes, came upon on a broken-down work crew of federal inmates. The prison official said he didn’t want to be in the picture, but the inmates agreed to be photographed if they could take their own picture of Stein with their phone cameras in return.


The most productive patch of road, Stein says, has to be the freeway between Los Angeles and Las Vegas. Packed with motorists, she’s run into a lot of characters. What happens in Vegas seems to come out on the side of the highway when you’re stranded.


Surprisingly, Stein says she’s never felt endangered while shooting. She tries to judge the situation before stopping, but so far has had incredible luck. The biggest danger, she says, is the traffic zooming by. She shoots with a medium-format camera on a tripod so it takes a second to get set up and she’s more exposed than if she were to just pull out a DSLR.


“Nothing has ever happened, and – knock on wood – I hope that nothing ever happens,” she says.


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‘The Hunger Games’ lead fan favorites at People’s Choice awards






LOS ANGELES (Reuters) – Post-apocalyptic action film “The Hunger Games” was the big winner at the People’s Choice Awards on Thursday, picking up five awards including favorite movie of the year, while singer Katy Perry again led in the music categories.


Hosted by “The Big Bang Theory” actress Kaley Cuoco, the People’s Choice Awards named winners in more than 40 categories across film, television and music. About 475 million fans voted through the People’s Choice website.






“The Hunger Games,” based on the trilogy of novels by Suzanne Collins, beat out “The Avengers,” “The Amazing Spider-Man,” “The Dark Knight Rises” and “Snow White and the Huntsman” for the coveted favorite movie accolade.


Jennifer Lawrence, who plays “Hunger Games” heroine Katniss Everdeen, won the favorite movie actress award over Mila Kunis, Emma Stone, Anne Hathaway and Scarlett Johansson.


“Thank you for loving movies as much as I do, and loving this movie and voting,” Lawrence said.


“The Hunger Games” was also named favorite action film and favorite movie franchise, while its stars Lawrence, Josh Hutcherson and Liam Hemsworth won favorite on-screen chemistry.


The People’s Choice is the first of Hollywood’s annual awards shows, but unlike the Oscars or the Golden Globes, the winners are determined by fans, so it provides few insights into likely winners of the movie industry’s top honors in February.


“The Avengers,” which was nominated in eight categories, didn’t go home empty-handed. Robert Downey Jr. was named favorite movie actor for his role as Iron Man in the superhero ensemble box office hit.


“You’ve chosen wisely,” the actor joked on stage.


Adam Sandler picked up the fan favorite award for comedic actor, while former “Friends” star Jennifer Aniston picked up the favorite comedic movie actress award, beating out Mila Kunis, Reese Witherspoon, Emily Blunt and Cameron Diaz.


“I cannot thank you enough for allowing me to be honored with this, after supporting me for almost 20 years,” Aniston said.


Emma Watson of “Harry Potter” fame picked up the favorite dramatic actress accolade for her role in “The Perks of Being a Wallflower.”


“Perks” was also named favorite dramatic movie, while “Ted,” the raunchy R-rated comedy from “Family Guy” creator Seth MacFarlane, was named favorite comedy film.


MUSIC AND TELEVISION WINNERS


Katy Perry took home four trophies this year, including favorite female artist and a surprise win for favorite pop artist over Justin Bieber.


Fan favorite Taylor Swift beat out Tim McGraw, Jason Aldean, Blake Shelton and Carrie Underwood for favorite country artist.


“You guys have blown my mind with what you’ve done with this album ‘Red.’ I want to thank you for caring about my music and me,” the singer said in her acceptance speech.


Her chart-topping album “Red,” which the singer based on her experiences, was one of 2012′s top-sellers. The singer attended the awards alone following a widely reported split from boyfriend Harry Styles of U.K. boy band One Direction.


Maroon 5 picked up the favorite band award. The band’s popularity skyrocketed in 2012 after lead singer Adam Levine served as a judge on television talent show “The Voice.”


British boy band The Wanted won favorite breakout artist.


In the television categories, CBS comedy “The Big Bang Theory” was named favorite network comedy, while ABC’s “Grey’s Anatomy” picked up favorite network drama.


Ellen Pompeo of “Grey’s Anatomy” and “Castle” actor Nathan Fillion won the favorite TV dramatic actress and actor awards, while “Glee” stars Lea Michele and Chris Colfer picked up the favorite TV comedic actress and actor awards.


Sandra Bullock was named favorite humanitarian for her efforts in helping victims of Hurricane Katrina in New Orleans.


(Reporting By Piya Sinha-Roy; Editing by Stacey Joyce)


Movies News Headlines – Yahoo! News





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Flu Widespread, Leading a Range of Winter’s Ills





It is not your imagination — more people you know are sick this winter, even people who have had flu shots.




The country is in the grip of three emerging flu or flulike epidemics: an early start to the annual flu season with an unusually aggressive virus, a surge in a new type of norovirus, and the worst whooping cough outbreak in 60 years. And these are all developing amid the normal winter highs for the many viruses that cause symptoms on the “colds and flu” spectrum.


Influenza is widespread, and causing local crises. On Wednesday, Boston’s mayor declared a public health emergency as cases flooded hospital emergency rooms.


Google’s national flu trend maps, which track flu-related searches, are almost solid red (for “intense activity”) and the Centers for Disease Control and Prevention’s weekly FluView maps, which track confirmed cases, are nearly solid brown (for “widespread activity”).


“Yesterday, I saw a construction worker, a big strong guy in his Carhartts who looked like he could fall off a roof without noticing it,” said Dr. Beth Zeeman, an emergency room doctor for MetroWest Medical Center in Framingham, Mass., just outside Boston. “He was in a fetal position with fever and chills, like a wet rag. When I see one of those cases, I just tighten up my mask a little.”


Massachusetts General Hospital in Boston started asking visitors with even mild cold symptoms to wear masks and to avoid maternity wards. The hospital has treated 532 confirmed influenza patients this season and admitted 167, even more than it did by this date during the 2009-10 swine flu pandemic.


At Brigham and Women’s Hospital, 100 patients were crowded into spaces licensed for 53. Beds lined halls and pressed against vending machines. Overflow patients sat on benches in the lobby wearing surgical masks.


“Today was the first time I think I was experiencing my first pandemic,” said Heidi Crim, the nursing director, who saw both the swine flu and SARS outbreaks here. Adding to the problem, she said, many staff members were at home sick and supplies like flu test swabs were running out.


Nationally, deaths and hospitalizations are still below epidemic thresholds. But experts do not expect that to remain true. Pneumonia usually shows up in national statistics only a week or two after emergency rooms report surges in cases, and deaths start rising a week or two after that, said Dr. Gregory A. Poland, a vaccine specialist at the Mayo Clinic in Minnesota. The predominant flu strain circulating is an H3N2, which typically kills more people than the H1N1 strains that usually predominate; the relatively lethal 2003-4 “Fujian flu” season was overwhelmingly H3N2.


No cases have been resistant to Tamiflu, which can ease symptoms if taken within 48 hours, and this year’s flu shot is well-matched to the H3N2 strain, the C.D.C. said. Flu shots are imperfect, especially in the elderly, whose immune systems may not be strong enough to produce enough antibodies.


Simultaneously, the country is seeing a large and early outbreak of norovirus, the “cruise ship flu” or “stomach flu,” said Dr. Aron J. Hall of the C.D.C.’s viral gastroenterology branch. It includes a new strain, which first appeared in Australia and is known as the Sydney 2012 variant.


This week, Maine’s health department said that state was seeing a large spike in cases. Cities across Canada reported norovirus outbreaks so serious that hospitals were shutting down whole wards for disinfection because patients were getting infected after moving into the rooms of those who had just recovered. The classic symptoms of norovirus are “explosive” diarrhea and “projectile” vomiting, which can send infectious particles flying yards away.


“I also saw a woman I’m sure had norovirus,” Dr. Zeeman said. “She said she’d gone to the bathroom 14 times at home and 4 times since she came into the E.R. You can get dehydrated really quickly that way.”


This month, the C.D.C. said the United States was having its biggest outbreak of pertussis in 60 years; there were about 42,000 confirmed cases, the highest total since 1955. The disease is unrelated to flu but causes a hacking, constant cough and breathlessness. While it is unpleasant, adults almost always survive; the greatest danger is to infants, especially premature ones with undeveloped lungs. Of the 18 recorded deaths in 2012, all but three were of infants under age 1.


That outbreak is worst in cold-weather states, including Colorado, Washington, Wisconsin, Minnesota and Vermont.


Although most children are vaccinated several times against pertussis, those shots wear off with age. It is possible, the authorities said, that a new, safer vaccine introduced in the 1990s gives protection that does not last as long, so more teenagers and adults are vulnerable.


And, Dr. Poland said, if many New Yorkers are catching laryngitis, as has been reported, it is probably a rhinovirus. “It’s typically a sore, really scratchy throat, and you sometimes lose your voice,” he said.


Though flu cases in New York City are rising rapidly, the city health department has no plans to declare an emergency, largely because of concern that doing so would drive mildly sick people to emergency rooms, said Dr. Jay K. Varma, deputy director for disease control. The city would prefer people went to private doctors or, if still healthy, to pharmacies for flu shots. Nursing homes have had worrisome outbreaks, he said, and nine elderly patients have died. Homes need to be more alert, vaccinate patients, separate those who fall ill and treat them faster with antivirals, he said.


Dr. Susan I. Gerber of the C.D.C.’s respiratory diseases branch, said her agency has not seen any unusual spike of rhinovirus, parainfluenza, adenovirus, coronavirus or the dozens of other causes of the “common cold,” but the country is having its typical winter surge of some, like respiratory syncytial virus “that can mimic flulike symptoms, especially in young children.”


The C.D.C. and the local health authorities continue to advocate getting flu shots. Although it takes up to two weeks to build immunity, “we don’t know if the season has peaked yet,” said Dr. Joseph Bresee, chief of prevention in the agency’s flu division.


Flu shots and nasal mists contain vaccines against three strains, the H3N2, the H1N1 and a B. Thus far this season, Dr. Bresee said, H1N1 cases have been rare, and the H3N2 component has been a good match against almost all the confirmed H3N2 samples the agency has tested.


About a fifth of all flus this year thus far are from B strains. That part of the vaccine is a good match only 70 percent of the time, because two B’s are circulating.


For that reason, he said, flu shots are being reformulated. Within two years, they said, most will contain vaccines against both B strains.


Joanna Constantine, 28, a stylist at the Guy Thomas Hair Salon on West 56th Street in Manhattan, said she recently was so sick that she was off work and in bed for five days — and silenced by laryngitis for four of them.


She did not have the classic flu symptoms — a high fever, aches and chills — so she knew it was probably something else.


Still, she said, it scared her enough that she will get a flu shot next year. She had not bothered to get one since her last pregnancy, she said. But she has a 7-year-old son and a 5-year-old daughter, “and my little guys get theirs every year.”


Jess Bidgood contributed reporting.



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Consumers Win Some Mortgage Safety in New Rules





WASHINGTON — Banks and other lenders will be prohibited from making home loans that offer deceptive teaser rates or require no documentation from borrowers, and will be required to take more steps to ensure that borrowers can repay, under new consumer protections to be announced on Thursday.




The rules, being laid out by the Consumer Financial Protection Bureau and taking effect next January, will also set some limits on interest-only packages or negative-amortization loans, where the balance due grows over time. Banks can make such loans, but the new rules would not protect them from potential borrower lawsuits if they do so.


And mortgage originators will in most cases be restricted from charging excessive upfront points and fees, from making loans with balloon payments and from making loans that load a borrower with total debt exceeding 43 percent of income.


With the sweeping rules, financial regulators are trying to substantially overhaul the market for home mortgages by creating a legal distinction between “qualified” loans that follow the new rules and are immune from legal action, and “unqualified” mortgages that continue practices that regulators have frowned on. The new rules are also aimed at getting banks to lend again, something they have been slow to do since the financial crisis and since the Dodd-Frank Act required new limits on bank activities.


Gone, the regulators hope, will be the unbridled frenzy that encouraged lenders to ignore whether borrowers could repay as long as the lenders could sell the mortgages to third parties, usually investment firms that sliced them up and resold them as part of complex financial derivatives.


By following the new rules, banks will be given a “safe harbor,” which ensures that they cannot be successfully sued for reckless or abusive lending practices, federal officials said Wednesday. Lenders must document a borrower’s ability to repay a loan; one way of doing that is to follow several guidelines issued Thursday that make a loan a “qualified” mortgage.


“When consumers sit down at the closing table, they shouldn’t be set up to fail with mortgages they can’t afford,” said Richard Cordray, the director of the consumer bureau. “Our ability-to-repay rule protects borrowers from the kinds of risky lending practices that resulted in so many families losing their homes.”


Mortgage bankers generally applauded the new regulations, saying that they clear up uncertainty that has hung over the home lending business since the financial crisis. In fact, most of the types of loans now being restricted, which were rampant during the inflation of the housing bubble, have been relatively rare in the last couple of years because many banks have tightened lending since the financial crisis.


“These rules offer protection for consumers and a clear, safe environment for banks to do business,” David Stevens, chief executive of the Mortgage Bankers Association, said in an interview. “Now everybody knows if you stay inside these lines, you are safe.”


He added that he believed the consumer bureau “did a great job listening to stakeholders” in shaping the rule.


The new rules will not necessarily lead to an immediate expansion of credit, Mr. Stevens said, because nearly all mortgage loans being made currently are being sold to government-sponsored enterprises like Fannie Mae and Freddie Mac. Their underwriting standards are not affected by the new rules.


In certain circumstances, the new lending rules can be bypassed for up to seven years, regulators said. New loans can be considered to be a “qualified loan” even if the borrower has a debt-to-income ratio of more than 43 percent as long as the loan is eligible for purchase or guaranteed by Fannie Mae or Freddie Mac, for example, or by one of several executive branch agencies, like the Department of Veterans Affairs.


The consumer bureau said that the exception was created “in light of the fragile state of the mortgage market as a result of the recent mortgage crisis.” Without the exception, the bureau said, “creditors might be reluctant to make loans that are not qualified mortgages, even if they are responsibly underwritten.”


Similarly, the new rules allow balloon payments in mortgages that are originated by and retained in the portfolio of small lenders that operate primarily in rural or underserved areas.


The legal protections offered to lenders by the qualified mortgage rule are not absolute. Lenders do not receive complete immunity from lawsuits in all circumstances. Some higher-priced loans, given to consumers with weak credit, can be challenged if the borrower can prove that he did not have sufficient income to pay the mortgage and other living expenses. And the rules do not affect the rights of consumers to challenge a lender for violating other federal consumer protection laws.


“We believe this rule does exactly what it is supposed to do,” Mr. Cordray said in a statement prepared for delivery Thursday morning in Baltimore, where the rules are being announced. “It protects consumers and helps strengthen the housing market by rooting out reckless and unsustainable lending, while enabling safer lending,” he said.


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Charlie Sheen downplays Baja encounter with L.A. mayor









Los Angeles Mayor Antonio Villaraigosa found himself sucked deeper into the Charlie Sheen-TMZ-Hollywood gossip vortex Tuesday, with the actor speaking out again about the night they met up at a hotel in Mexico over the holidays.


Sheen made news last month after he tweeted a picture of himself with his arm around Villaraigosa the night of Sheen's bar opening in Baja California, Mexico. The former star of "Two and a Half Men" praised the mayor as a man who "knows how to party." But Villaraigosa downplayed the significance of the image, telling KNBC's Conan Nolan over the weekend that he had only "bumped into" Sheen and engaged in a three-minute conversation.


On Tuesday, Sheen challenged Villaraigosa's account, telling celebrity website TMZ that the mayor was drinking in Sheen's hotel suite in a room full of beautiful women, including at least one porn star. "I memorize 95 pages a week, so the last thing that I am is memory challenged," Sheen told the website. "We hung out for the better part of two hours."





Hours later, Sheen issued a more muted account, saying the mayor had spoken to many other people at the opening of the bar. "I am a giant fan of the mayor's and apologize if any of my words have been misconstrued," the statement said.


By then, however, Villaraigosa found himself fending off related questions at a news conference meant to be devoted to billionaire Eli Broad's new downtown art museum. "Can you just set the record straight for us?" asked one reporter. "What was it? Two hours or three minutes?" asked another. Then came the zinger: "Does what happens in Cabo stay in Cabo?"


Villaraigosa cackled at the Cabo crack but refused to take the bait. "I've said what I'm going to say on that, everybody," Villaraigosa declared. "You had fun. Let's talk about the important things, like a thousand jobs today" — a reference to construction work going on at Broad's museum.


Villaraigosa has frequently bristled at media questions about his personal life, going silent on some occasions and becoming visibly angry on others. Last week, he told KNBC's Nolan that Nolan had asked a "bozo question" about the Sheen photograph. He also noted that Nolan and other newsroom staffers have, like Sheen, asked the mayor to pose for pictures with them.


Sheen has been a TMZ staple, using the website as a platform to talk up his $100,000 gift to celebrity Lindsay Lohan and his porn star "goddesses." And Villaraigosa has glided easily between the world of politics and the entertainment industry since being elected in 2005.


"He's a celebrity mayor. And he's always wanted to be that," said Jaime Regalado, professor emeritus of political science at Cal State L.A. "If you're going to be a celebrity mayor, you have to take the good and the bad and everything in between" when it comes to news coverage.


david.zahniser@latimes.com


kate.linthicum@latimes.com





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Kickstarter Campaigns Reap $319M in 2012



While Kickstarter’s hardware projects made headlines in 2012, film and gaming ideas (of both the video and board variety) were the real cash magnets for the crowdfunding site, raising a combined $176 million.

That’s just one of the many stats Kickstarter recently released on its crowdfunding activity in 2012, arguably the year the online service, and the notion of crowdfunding, went mainstream. In 2012 Kickstarter attracted more than 2 million backers who pledged a combined $319 million on everything from one-woman comedy shows to iPhone-enabled watches and electronic banana pianos. The money total blew away 2011 by 221 percent, and the number of backers grew a corresponding 238 percent.


But just because a campaign launched didn’t mean it was successful, in fact, it got harder as the year went on (especially for hardware projects), both by Kickstarter’s design and as the public wised up to beautiful-looking renderings of gadgets that would never get shipped. Of the 41,765 projects launched on Kickstarter, only 18,109 campaigns (about 43 percent) were successful.


Across project categories, gaming projects took in the most money, $83 million, thanks in large part to the Ouya gaming console, which raised $8.6 million in August. Film and video projects raised close to $58 million, the second-highest amount of cash, and Kickstarter notes that 10 percent of films at the January 2012 Sundance film festival were funded on the site. In third place were design projects (including furniture, iPhone cases, and bike accessories), which raised $50.1 million.


The single biggest Kickstarter star last year was the Pebble watch, which pulled in a record-shattering $10 million in May. However, in Kickstarter’s 50 slide “Best of 2012” presentation, there’s no mention of the e-paper watch nor hardly any other physical goods. The spotlight is clearly on art and performance campaigns; a not so subtle hint at Kickstarter’s growing fatigue with design and technology projects, which caused the crowdfunding site considerable pain in 2012.


Here was the problem: fully 84 percent of the top physical product-based projects were delayed. That in turn led to a wave of unhappy backers who mistakenly thought pledging amounted to online shopping. As a result, Kickstarter laid out stricter guidelines for campaigns in the design and technology categories, where you find nearly all of the non-food consumer products on the site.


Product inventors must now have photographs of their working prototypes instead of computer renderings, and clearly articulate to backers the risks of their project. Even if you follow these guidelines perfectly, the odds you’ll get your product accepted on Kickstarter have diminished. The startup’s widely-discussed “Kickstarter is Not A Store” blog post from September made it clear that Kickstarter doesn’t know how to handle million-dollar hardware projects and has no desire to figure it out.


In many ways, the decisions about what to include and exclude in its 2012 roundup are an indication of where Kickstarter wants to place its emphasis going forward. It’s projects like this video game proposal, the XOXO Festival (one of the first major festivals funded on the site), and a community hackerspace in Baghdad.


As cool as the Pebble watch may be, it’s not likely you’ll see the likes of it rise up again on Kickstarter, especially as other crowdfunding sites emerge and start to specialize in the categories and projects with which Kickstarter would rather not bother.


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TV drama production in L.A. plunges by 20% in 2012






LOS ANGELES (TheWrap.com) – The filming of TV dramas and reality shows in Los Angeles plummeted in 2012, according to figures released Tuesday by FilmL.A., the non-profit agency that coordinates location shoots in the region.


TV drama shoots were off by 20 percent from 2011, while the filming of reality shows dropped by 11.8 percent. Those numbers overshadowed the report’s good news on overall location shooting, movie production and commercial filming, all of which were up from the previous year.






The TV drama number is critical to the overall health of local filming, because those shows — mainly hour-long, high-end and multiple episodes – employ more people and bring more economic benefits than other types of productions. A typical 22-episode-a-year network series has a budget of $ 60 million and generates 840 direct and indirect jobs, according to the Los Angeles County Economic Development Corp.


The numbers confirm what many had feared since a midyear FilmL.A. report indicated that L.A. was losing its grip on this critical production sector.


Of 23 TV drama pilots launched last year, just two were based in L.A., with the rest being shot in Canada, and other U.S. states including New York and North Carolina.


The TV drama figures clouded the otherwise positive report. Paced by upticks in feature film and commercial shoots, overall on-location production in 2012 rose 4.7 percent from the previous year, to its highest level since 2008.


FilmLA measures filming activity by permitted production days. Last year there were 46,254, compared to 45,484 in the previous year.


Overall TV production was dragged down by the drama and reality losses, falling 3.4 percent for the year (16,762 PPD in 2012 vs.17,349 in 2011). It would have been worse, but for a surge in sitcom production that powered an 11.9 percent fourth quarter increase.


L.A. still dominates in terms of sitcom production, but those are mainly half-hour shows shot primarily on soundstages. Comedy pilots employ fewer people and cost about $ 2 million to produce, compared to $ 5.5 million for drama pilots, the agency said.


“We know that part of the decline in our TV drama figures stems from producers’ desire to cut costs by filming more on studio back-lots and soundstages,” said FilmLA president Paul Audley. “Unfortunately, last year we also saw a record number of new TV drama series shot out of state, resulting in negative economic consequences.”


On-location movie production increased 3.7 percent for the year (5,892 PPD in 2012 vs. 5,682 PPD in 2011). This was the category’s best year since 2008, the year before feature production declined precipitously and state lawmakers enacted the California Film & Television Tax Credit Program.


The Warner Bros.’ movie “Gangster Squad,” which qualified for the state tax credit, provided a bright spot for the program.


The film, which opens Friday, was shot entirely in the city of Los Angeles and prominently features a number of local landmarks including City Hall and Union Station.


It reversed a trend that had seen L.A.-set period films “Hollywoodland” and “Black Dahlia” go elsewhere to film. Those 2006 movies shot some exteriors in Los Angeles, but “Hollywoodland” was produced mainly in Toronto and “The Black Dahlia” was filmed in Bulgaria.


In all, projects that qualified for the state tax credit accounted for 5.9 percent of the total movie shoots last year. Among the films that were shot utilizing the program were “10 Things I Hate About Life,” “Baggage Claim,” “The Bling Ring,” “Dark Skies,” “The Hive,” “Jesus in Cowboy Boots,” “Look of Love,” and “Plush.”


“Last year saw our industry rocked by dramatic changes in the local production landscape,” Audley said. “If we seek a more secure future for filming in Los Angeles, we must continue to innovate and expand upon the programs proven to attract new projects to California.”


Lawmakers last year voted to extend the program, which has been over-subscribed and provides lesser breaks than several competing states, through the 2016-17 fiscal year. New York in particular has become a major lure for producers, having added post-production tax credits last year, on top of filming incentives.


Other projects driving a significant amount of location filming in the L.A..area in 2012 included “Bad Words” and “Star Trek Into Darkness” from director J.J. Abrams.


Commercials production was another bright spot. Commercial shoots increased 14.1 percent for the year (8,078 PPD in 2012 vs. 7,079 in 2011), driven in part by a surge in the number of locally produced Internet commercial projects. Their production accounted for 7.9 percent of the commercials total, well up from the 1.7 percent web-based commercials generated when FilmL.A. first began tracking them in 2008.


Roughly 585,850 jobs directly or indirectly tied to the entertainment industry brought in $ 43.3 billion in labor income in 2011, according to the most recent figures from the Los Angeles County Economic Development Commission. That’s equivalent to 17.6 percent of L.A. County’s 3.3 million jobs. The industry generated $ 5.6 billion in state and local taxes that year.


TV News Headlines – Yahoo! News





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